If involved in an accident with personal injury or over $1000 in property damage, what is your first step?

When involved in an accident that results in personal injury or property damage exceeding $1000, the first step is to immediately call the authorities. This action is crucial for several reasons.

First, involving law enforcement ensures that a formal report is created, documenting the scene, conditions, and details surrounding the incident. This report can be vital for insurance claims and any legal proceedings that may arise as a result of the accident.

Second, calling the authorities allows for a professional assessment of the situation. Emergency responders can provide immediate medical assistance to injured individuals, ensuring that they receive the necessary care.

Additionally, it ensures that the situation is handled according to legal requirements. Leaving the scene or failing to report the accident could lead to legal consequences, including potential charges for hit-and-run or failing to follow state laws regarding accidents.

Exchanging information such as phone numbers is also important, but it should come after ensuring that law enforcement has been contacted. Ensuring that authorities are on the scene prioritizes the safety and legality of the situation.